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The film opens with a group of friends in their SUV returning home from a party when suddenly, they are killed by a hail of bullets. Several hours earlier, Sandeep Kaur Walia a.k.a. Sandy, a top executive at Parivartan Bank, is waiting for her boss, Parichay, for a dinner date at an upscale restaurant. She meets a journalist, Purva, who invites her to a party later in the evening. Outside, Sandy meets Satinder Dahiya alias "Pinky", who informs her that he is a cop with Haryana police and Parichay has sent a car to take her to somewhere else to meet. Sandy is annoyed by Pinky's driving, especially since he is continuously on the phone with his boss (informing him of their location), and reveals that she is three months pregnant. Pinky encounters hooting from the young men in a nearby SUV and when his boss asks for his car's license plate number, he gives the number of the SUV.
The SUV is stopped at a police check post where they fire indiscriminately at it, as shown in the opening scene. Pinky, who is driving behind the SUV, witnesses the massacre and drives to an isolated place. He concludes that Sandy was the actual target and the police wanted to kill him as well to frame her death as a casualty in a failed operation on a suspended police officer. Pinky calls up his boss Tyagi, the head of a private security firm, who tries to placate him. He demands answers from Sandy but she remains evasive.
Sandy takes Pinky to the party Purva invited her to in order to relax and get a sense of the situation, where she finds that her SM accounts are blocked. The police track her and the duo flees the party. Pinky tries strangling Sandy to protect himself but cannot go through with it. He plans to go to Nepal and Sandy asks Pinky to take her with him, promising a million rupees in exchange. They travel by train and then bus to Pithoragarh, a border town. Upset by the unsanitary conditions around her, Sandy requests a friendly couple, Aunty and Uncle, in the market to take them as paying guests. Pinky finds an agent who will create fake documents for them to cross over to Nepal.
Uncle reveals that he has invested 4 lakhs in the 'Swabhiman' scheme of Parivartan Bank. Sandy is alarmed and helps him to withdraw his money from the scheme. She reveals to Pinky that the Swabhiman scheme was her brainchild: a fraudulent scheme designed to quickly gain a vast number of depositors to save her sinking bank. During this time, she had a fling with her boss and became pregnant. Sandy wanted to resign after taking her share of 32 crores for the sake of her child, which Parichay refused and is the reason he wants to kill her. She gets Uncle a refund from the scheme at the bank by offering its manager a chance to embezzle a few million rupees using her intimate knowledge of their operations.
Later that night, when the funds are transferred, Parichay's team in Delhi is alerted to Sandy's location. The bank manager recognises Sandy and tries to rape her but she fights him off and consequently suffers a miscarriage. Pinky tends to Sandy's injuries and cremates her foetus. Sandy cannot bear this loss and goes into shock. Pinky tries to help her recover and they grow closer. After learning the truth about Sandy, Uncle and Aunty feel betrayed and refuse the refund she gave them.
Tyagi traces Pinky and Sandy to a wedding procession, which they plan to use as a disguise to cross the border. Pinky learns of this and calls Tyagi, asking him to let Sandy pass in return for the 1 million he had earlier received from her and his surrender, but his boss refuses. Sandy decides to settle some scores and convinces Pinky to leave without her. She returns to the city while Pinky cross-dresses and escapes the police check post. Knowing that she will be murdered if Tyagi's team gets hold of her, Sandy instead surrenders herself to the local police.
Made on the budget of ₹20 crores, the film grossed ₹58.125 lakhs globally, emerging as a box office bomb.[2] The critical reception was mixed-to-positive with praise towards the storyline, performances (particularly Chopra), Banerjee's direction and social commentary but criticism towards its slow pacing.[7]
At the 67th Filmfare Awards, Sandeep Aur Pinky Faraar received 10 nominations, including Best Film (Critics), Best Actress (Chopra) and Best Supporting Actress (Neena Gupta), and won Best Dialogue (Grover & Banerjee).
Plot